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CHECKING ACCOUNTS

Checking that fits your lifestyle.

Each of our checking accounts includes:

  • Wayne Savings Debit Mastercard®
  • Online Banking
  • Online Bill Pay1
  • Mobile Banking2
  • TeleBanking
  • E-Statements
  • Combined Statements

Classic Checking is an easy-to-use account with no monthly service charge

  • $25 minimum opening deposit
  • No monthly service charge 
  • First box of Custom Creations Wallet checks free3  
  • Noninterest-bearing
  • Your choice of monthly paper statements or E-Statements at no charge. Check images can be sent with the monthly statement for a $3.00 monthly fee.

Platinum Checking will make the most of your funds and provide a premium interest rate!

  • $100 minimum balance to open the account
  • No minimum balance to earn interest. Variable interest rates for balances received are: 
    • $0-$499,999.99: 1.00% Annual Percentage Yield and 1.00% interest rate
    • $500,000 and greater: 1.00% - 0.88% APY and 0.25% interest rate.
  • A monthly service charge of $15 when the balance falls below $2,500 any day of the statement cycle
  • Monthly E-Statement is available for no charge and a paper statement is available for a monthly service charge of $3.00
  • First box of Custom Creations Wallet checks free3  
  • Unlimited check writing on collected balances
  • See account disclosure and fee schedule for additional details

Student Checking is a great way to be introduced into the checking account world

  • $25 minimum opening deposit
  • No monthly service charge 
  • First box of Custom Creations Wallet checks free3  
  • Noninterest-bearing
  • Your choice of monthly paper statements or E-Statements at no charge. Both options include check images.
  • Available for those individuals 14 to 18 years of age. On the 18th birthday, the account will be converted to a Wayne Savings Classic Checking Account. All Classic Checking Account rules will apply.

View Important Information & Fees

View Current Rates

Additional Information:

1. No charge for the first 20 bills paid each month, then $.75 for each bill thereafter (based on “Send on Date”). Online Bill Pay is not available for Student Checking Accounts.
2. Charges implied by your communications provider may apply, including messaging and data rates.
3. Only if ordered through Wayne Savings. 

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