SPECIAL LOAN OPTIONS

First home, lot loans and more 

Homebuyers and the type of homes that fits our needs are different for everyone. We have several options in addition to conventional home loans including:

  • First-Time Homebuyers Program
  • Low-to-Moderate Income Program
  • Purchase-with-Improvements Loans
  • Lot Loans 
  • Manufactured Home Loans
  • Non-Conforming Loans
  • Community Housing Improvement Program (CHIP)
  • Agency Partnership with Wayne Metropolitan Housing Authority

Ready to get started? Contact our lending team,  stop by one of the Wayne Savings branches, or apply online for a loan or to get pre-qualified

HOME LOAN RATES

Rates effective as of

Loan Rate APR*
15 Years (3%-20% Down)
2 Points
1 Point
0 Points
2.750%
3.000%
3.250%
3.162%
3.267%
3.371%
20 Years (3%-20% Down)
2 Points
1 Point
0 Points
3.250%
3.500%
3.750%
3.548%
3.684%
3.820%
30 Years (3%-20% Down)
2 Points
1 Point
0 Points
3.500%
3.750%
4.000%
3.713%
3.882%
4.049%

*Annual Percentage Rate

View detailed rate and disclosure information

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